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Insurance

Driven by disruptive technologies, the insurance industry is transforming at an unprecedented pace. We help insurers adapt by enhancing efficiency, driving growth, and delivering innovative, customer-centric insurance solutions.


Change driven by climate, technology, macro-economics, demographics, and geopolitics. Change that demands a response from industry participants to continue to grow, be profitable, be relevant, and in some sectors to stay solvent in the years to come. Change can be an opportunity for those who seize it.

At ÎÚÑ»´«Ã½, we specialize in creating business value from these changes in the insurance industry. Through our expertise in insurance technology, we empower our clients to navigate and capitalize on the challenges that change brings. We assist in refining strategies, redesigning operations, and exploring new opportunities across the insurance value chain—from distribution and claims management to enhancing customer experiences and advancing sophisticated underwriting. Our comprehensive insurance business and technology consulting services are designed to help our clients thrive in this dynamic environment.

    World property and casualty insurance report 2025

    Scale for tomorrow, today: The aging demographic pivot demands strategic P&C insurance transformation.

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    Demographic shifts will reshape insurance’s global future

    Aging, urbanization, and evolving lifestyles demand insurers rethink risk, coverage, and partnerships to stay ahead of global change.

    TechnoVision 2025: Shaping Financial Services Future

    Discover key technology trends driving innovation in financial services.

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    GenAI brings transformative value to re/insurance in 2025

    Discover how GenAI enhances re/insurance in 2025 with AI-driven solutions for underwriting, claims, and risk management, boosting efficiency.

    Insurance top trends 2025

    Explore our new Trends Books 2025 series to understand evolving developments across the insurance industry.

    Read the report

    World cloud report – financial services 2025

    Propel top-line growth with your cloud journey: Fast-track efficiency, innovation, and superior CX

    Read the report

      The insurance segments we serve

      Property and casualty insurance

      Climate and customer-driven changes in the P&C industry create opportunities for Insurers to reimagine products, experiences, distribution, risk assessment, and prevention services.

      We partner with insurers to achieve transformative business outcomes by harnessing the power of technology, data and AI, intelligent automation, and partner ecosystems.

      Life, annuities, and benefits

      An aging population and new expectations from the next generation are creating new opportunities and challenges for life, annuity, and benefits carriers. But manual, antiquated systems often stand in the way of real growth.

      We can help you build advanced digital and data capabilities to create a unified customer experience, streamline operations, and retain assets.

      Health payer

      In the competitive health insurance sector, our AI and Gen AI solutions enhance digital innovation, data security, and cost management. Leveraging healthcare payer solutions, predictive analytics, and cybersecurity, we drive personalized experiences, streamline operations, and ensure data transparency. This enables flexible products, improved outcomes, and regulatory compliance, keeping your organization competitively agile and ahead in the healthcare payer industry.

      Transforming Insurance with Innovative Solutions

      Insurance digital agency experience by ÎÚÑ»´«Ã½

      Today’s economic environment and the slow organic growth is turning insurance distribution into a key priority for insurers. To grow, insurers must invest in expanding and enhancing distribution channels.

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        Sustainability for financial services

        Sustainability presents real opportunity for industry growth and leadership: Accelerate ESG action for better business outcomes.

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          Digital core for insurance

          Are you ready to embrace the future of insurance? To get there, you’ll need a connected, digital core approach.

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            Cloud for financial services

            Unlock the full potential of your cloud investments

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              Smart underwriting

              To keep pace with the rapid evolution of underwriting in property and casualty insurance, underwriters require efficient tools.

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                Transform your insurance business with ÎÚÑ»´«Ã½â€™s expertise

                Unlock the full potential of your business through our industry-leading insurance digital transformation. Contact us today to discover how we can help you stay ahead in the ever-evolving insurance landscape.

                Get in touch

                Research and insights

                Point of view

                Are insurers ready for an aging population + urbanization?
                Point of view

                What agents are really asking for? 3 digital imperatives life insurers can’t ignore
                Point of view

                Revolutionizing healthcare: A how-to for payer digital transformation success
                Point of view

                Embracing the power of predictive analytics: Are your underwriters ready for change?
                See all our insights on insurance

                Client stories

                  A leading life and protection insurer in APAC cuts processing time by 50% across policy servicing, new business, and claims

                  In collaboration with ÎÚÑ»´«Ã½, the insurer streamlines operations and deliver efficiencies with an upgraded, integrated workflow

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                  A new platform opens the door to innovation for a global insurer

                  By working with ÎÚÑ»´«Ã½, the company enhances operational efficiency, improves customer engagement, and sets the stage for the latest insurance innovations

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                  A leading insurer grows its customer base by investing in its underwriters

                  Shorter time-to-market for more personalized product offerings thanks to a modular platform

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                  A health insurance company implements document automation tool to produce benefit booklets with more accuracy and efficiency

                  ÎÚÑ»´«Ã½ collaborated with the healthcare company to identify a new tool that led to a streamlined, frictionless production process and reduced errors.

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                  A.S.R. Insurance drives data efficiency with SAP S/4HANA

                  Migration to the SAP S/4HANA platform to achieve efficient practices while expanding capacity for data-based decision-making.

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                  Enhancing ESG data integrity and efficiency

                  ÎÚÑ»´«Ã½, in collaboration with AWS, empowers a leading insurer’s CFO organization to establish a robust foundation for future sustainability reporting by deploying a unique AI-driven anomaly detection solution

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                    Expert perspectives

                    Data and AI, Technology

                    Beyond knowledge management: Unlocking Gen AI’s full potential in financial services

                    Rajesh Iyer
                    Oct 16, 2024
                    Healthcare, Technology

                    Insuring the future with a payer-provider partnership

                    ÎÚÑ»´«Ã½
                    Sep 10, 2024
                    Cloud, Data and AI

                    Welcome to where imagination transforms everything, at Power Platform Community Conference 2024

                    Vivek Desai
                    Aug 27, 2024
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                    Meet our experts

                    Helen Jensen

                    Vice President and Head of Insurance at ÎÚÑ»´«Ã½ Invent Sweden, Denmark and Finland
                    Helén is a Vice President at ÎÚÑ»´«Ã½ Invent, Sweden & Finland, where she leads the insurance practice – a part of the global ÎÚÑ»´«Ã½ Invent banking and insurance industry. She has over 25 years of experience in leading and managing transformation programs at insurance companies, banks and corporations. She has lead mergers from the beginning of the deal to the integration phase, run efficiency and development programs, and developed finance functions. Moreover, she is experienced in running regulation and working capital related programs, building bank branches, and setting up shared service centers.

                    Johan Bergström

                    Executive Vice President, Head of Financial Services at ÎÚÑ»´«Ã½ Invent Sweden, Denmark and Finland

                    Stefan Grimfors

                    Director
                    Stefan is Director at ÎÚÑ»´«Ã½ Invent, Sweden & Finland, a part of the global ÎÚÑ»´«Ã½ Invent banking and insurance industry. He has almost 20 years of experience from banks and insurance companies, with most of the time being employed by the leading banks- and insurance companies in the Nordics. He has extensive expertise from setting up and drive digitalization journeys, digital roadmaps, improving claim processes, optimize processes through classic and digital means as well as leading projects within for example Data Visualization and Process Mining. Stefan also has expertise within GDPR which have been applied in several projects.

                      Awards and recognition

                      Guidewire honors outstanding achievements in innovation and customer success at the 2024 Customer and Partner Awards.

                        This European Software Testing Award reflects our involvement with emerging technologies and our focus at the forefront of innovation.

                          First partner to be recognized reflecting our commitment to helping clients seamlessly upgrade to Guidewire Cloud.

                            Our partners for digital insurance solutions

                            We partner with leading technology companies to power business transformation in insurance, helping our clients optimize operations and deliver exceptional, personalized experiences driven by cutting-edge innovation.

                            Join the conversation on LinkedIn

                            Connect with our experts and read the latest industry insights on our dedicated LinkedIn page