{"id":628650,"date":"2021-09-28T10:35:46","date_gmt":"2021-09-28T10:35:46","guid":{"rendered":"https:\/\/www.capgemini.com\/?page_id=628650"},"modified":"2025-03-12T10:13:07","modified_gmt":"2025-03-12T10:13:07","slug":"628650-2","status":"publish","type":"page","link":"https:\/\/www.capgemini.com\/pl-pl\/branze\/bankowosc-i-rynki-kapitalowe\/bankowosc-detaliczna-i-komercyjna\/","title":{"rendered":"Bankowo\u015b\u0107 detaliczna i komercyjna"},"content":{"rendered":"\n<div class=\"wp-block-cg-blocks-hero-picture-card undefined  heroPictureCard\"><div class=\"heroPictureCardBgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg\" class=\"desktopImage\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"eager\"\/><\/picture><picture><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Retail-banking-e1638447185800.jpg\" class=\"mobileImage\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-8 col-lg-6\"><div class=\"heroPictureCardBox\"><div class=\"heroPictureCardBoxTitle\"><h1 data-maxlength=\"144\">Bankowo\u015b\u0107 detaliczna i komercyjna<\/h1><\/div><\/div><\/div><\/div><\/div><div class=\"small-device\"><div class=\"brandLogoWrapper\"> <\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/pl-pl\/branze\/bankowosc-i-rynki-kapitalowe\/bankowosc-detaliczna-i-komercyjna\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"otwiera si\u0119 w nowym oknie\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/pl-pl\/branze\/bankowosc-i-rynki-kapitalowe\/bankowosc-detaliczna-i-komercyjna\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"otwiera si\u0119 w nowym oknie\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">Tradycyjne granice bran\u017cowe zacieraj\u0105 si\u0119, poniewa\u017c banki staj\u0105 si\u0119 praktycznie niewidoczne. Zar\u00f3wno w bankowo\u015bci detalicznej, jak i korporacyjnej, banki musz\u0105 oferowa\u0107 coraz bardziej atrakcyjne rozwi\u0105zania swoim klientom,  a tak\u017ce rozwija\u0107 elastyczne modele biznesowe. Dzi\u0119ki nam Tw\u00f3j bank mo\u017ce sta\u0107 si\u0119 globalnym graczem.<\/h2><p class=\"intro-para-content\">Pomagamy bankom w dostarczaniu zr\u00f3wnowa\u017conych, spersonalizowanych ofert dla klient\u00f3w, przyjmowaniu modeli opartych na platformach, uwalnianiu warto\u015bci otwartych ekosystem\u00f3w i zbieraniu informacji opartych na danych.<br><br>Razem z ÎÚÑ»´«Ã½ stworzysz szybsze, efektywne kosztowo i warto\u015bciowe rozwi\u0105zania dla swoich klient\u00f3w komercyjnych. Z kolei klientom detalicznym zaoferujesz hiperpersonalne, zindywidualizowane do\u015bwiadczenia bankowe. A dla Twojego banku? Zmaksymalizujesz sw\u00f3j potencja\u0142 i osi\u0105gniesz wi\u0119kszy zwrot z inwestycji.<\/p><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para-video section section--info-2cols section--insights section-video\"><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><h3 class=\"Video-title\" data-maxlength=\"34\">Customer-First Growth<\/h3><div class=\"video-info\"><p data-maxlength=\"68\">Banks must embrace new ways to grow wallet share<\/p><\/div><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><div class=\"video-wrapper\"><iframe title=\"video-section\" src=\"https:\/\/www.youtube.com\/embed\/UgnP3wTMbJ8\" frameborder=\"0\" rel=\"0\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div><\/div><\/div><div class=\"col-md-1\"><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n\t\t<section class=\"section section--lifeatcap-learning section--event-slider-careerInvent \">\n\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class='career-invent-header'>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"slider slider-fader e62adc0f-e0d9-40d0-bf22-b33717355b2c\">\n\t\t\t\t\t\t\t\t\t<div class=\"slider-nav-wrapper smallDevice\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 text-center\">\n\t\t\t\t\t\t\t\t<div class=\"slider-nav\">\n\t\t\t\t\t\t\t\t\t<button class=\"slider-prev inactive\" tab-index=\"-1\" aria-label=\"poprzedni banner\" tabindex=\"-1\"><\/button>\n\t\t\t\t\t\t\t\t\t<!-- <ul class=\"slider-paginator\"><\/ul> -->\n\t\t\t\t\t\t\t\t\t<button class=\"slider-next \" aria-label=\"nast\u0119pny banner\"><\/button>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"slider-list \">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"slide active \">\n\t\t\t\t\t\t\t<div class=\"slide-bg-wrapper wp-block-cg-blocks-career-invent is-style-sapphire2\">\n\t\t\t\t\t\t\t\t<div class=\"bgImagesection\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"container slide-info-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-6 col-sm-12 box-inner \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"content-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"explore-header\" data-maxlength=\"68\" title=\"Najwa\u017cniejsze trendy w bankowo\u015bci detalicznej w 2022 roku\">Najwa\u017cniejsze trendy w bankowo\u015bci detalicznej w 2022 roku<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4 data-maxlength=\"144\" title=\"Przegl\u0105d najwa\u017cniejszych trend\u00f3w w sektorze bankowo\u015bci detalicznej nap\u0119dzanych przez konkurencj\u0119, transformacj\u0119 cyfrow\u0105 i innowacje.\">Przegl\u0105d najwa\u017cniejszych trend\u00f3w w sektorze bankowo\u015bci detalicznej nap\u0119dzanych przez konkurencj\u0119, transformacj\u0119 cyfrow\u0105 i innowacje.<\/h4>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brand-logo-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btnDiv\"> <a class=\"more2\" data-maxlength=\"24\" aria-label=\"Pobierz raport o Najwa\u017cniejsze trendy w bankowo\u015bci detalicznej w 2022 roku\" title=\"Opens in new window\" tabindex=\"0\" href=\"https:\/\/www.capgemini.com\/insights\/research-library\/top-trends-in-retail-banking-2022\/\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttarget=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPobierz raport\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a> <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-6 col-sm-12 text-right box-img-wrapper escaper escaper-right\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=1200&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=600&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=400&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=800&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=400&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg?w=800&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\" \/>\n\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"box-img\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/ÎÚÑ»´«Ã½_Top-Trends-in-Retail-Banking2022.jpg\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t style=\"object-position: 21% 41%; object-fit: cover;\" alt=\"\" \/>\n\n\t\t\t\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t\t\t\t\t<!-- <img decoding=\"async\" class=\"box-img\" src=\"\"\n\t\t\t\t\t\t\t\t\t\t\tstyle=\"\" alt=\"\"\n\t\t\t\t\t\t\t\t\t\t\/> -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"slide-reveal\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"slide active \">\n\t\t\t\t\t\t\t<div class=\"slide-bg-wrapper wp-block-cg-blocks-career-invent is-style-sapphire2\">\n\t\t\t\t\t\t\t\t<div class=\"bgImagesection\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"container slide-info-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-6 col-sm-12 box-inner \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bgColor\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"content-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"explore-header\" data-maxlength=\"68\" title=\"Raport nt. \u015bwiatowej bankowo\u015bci detalicznej 2022 (World Retail Banking Report 2022)\">Raport nt. \u015bwiatowej bankowo\u015bci detalicznej 2022 (World Retail Banking Report 2022)<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-title \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4 data-maxlength=\"144\" title=\"Imperatyw zaanga\u017cowania klienta: czego banki mog\u0105 si\u0119 nauczy\u0107 z podr\u0119cznika FinTech.\">Imperatyw zaanga\u017cowania klienta: czego banki mog\u0105 si\u0119 nauczy\u0107 z podr\u0119cznika FinTech.<\/h4>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brand-logo-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div> \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"btnDiv\"> <a class=\"more2\" data-maxlength=\"24\" aria-label=\"Dowiedz si\u0119 wi\u0119cej o Raport nt. \u015bwiatowej bankowo\u015bci detalicznej 2022 (World Retail Banking Report 2022)\" title=\"Opens in new window\" tabindex=\"-1\" href=\"https:\/\/worldretailbankingreport.com\/\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\ttarget=\"_blank\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tDowiedz si\u0119 wi\u0119cej\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a> <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"col-md-6 col-sm-12 text-right box-img-wrapper escaper escaper-right\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/05\/ÎÚÑ»´«Ã½_THE-WORLD-RETAIL-BANKING-REPORT-2022.jpg?w=1200&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/05\/ÎÚÑ»´«Ã½_THE-WORLD-RETAIL-BANKING-REPORT-2022.jpg?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 1500px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/05\/ÎÚÑ»´«Ã½_THE-WORLD-RETAIL-BANKING-REPORT-2022.jpg?w=600&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/05\/ÎÚÑ»´«Ã½_THE-WORLD-RETAIL-BANKING-REPORT-2022.jpg?w=1200&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/05\/ÎÚÑ»´«Ã½_THE-WORLD-RETAIL-BANKING-REPORT-2022.jpg?w=400&amp;quality=90 1x, https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/05\/ÎÚÑ»´«Ã½_THE-WORLD-RETAIL-BANKING-REPORT-2022.jpg?w=800&amp;quality=90 2x\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/05\/ÎÚÑ»´«Ã½_THE-WORLD-RETAIL-BANKING-REPORT-2022.jpg?w=400&amp;quality=90 1x, 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largeDevice\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 text-center\">\n\t\t\t\t\t\t\t\t<div class=\"slider-nav\">\n\t\t\t\t\t\t\t\t\t<button class=\"slider-prev inactive\" tab-index=\"-1\" aria-label=\"poprzedni banner\" ><\/button>\n\t\t\t\t\t\t\t\t\t<!-- <ul class=\"slider-paginator\"><\/ul> -->\n\t\t\t\t\t\t\t\t\t<button class=\"slider-next\" aria-label=\"nast\u0119pny banner\"><\/button>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t<\/section>\n\n\t\t\n\n\n<section class=\"wp-block-cg-blocks-how-we-do-it section section--howwedoit block-howwedoit\"><div class=\"container\"><div><div class=\"content-title\"><h2 data-maxlength=\"72\" class=\"expandable-heading-tag\">Czym si\u0119 zajmujemy<\/h2><\/div><p><\/p><\/div><div class=\"section-content\">\n<div class=\"wp-block-cg-blocks-card-howwedoit expanders\"><div class=\"box card-regulated-agreements card-howwedoit\"><div class=\"expander-box filter-box tag-active \"><div class=\"expander-title\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-expanded=\"false\"><h4>Marketing po\u0142\u0105czony dla us\u0142ug finansowych<\/h4><\/div><div class=\"expander-subtitle\"><h5>Osi\u0105gnij wysok\u0105 wydajno\u015b\u0107 marketingow\u0105 i popraw swoje wyniki.<\/h5><\/div><div class=\"expander-content\"><p>Dzi\u0119ki naszym rozwi\u0105zaniom w zakresie marketingu po\u0142\u0105czonego dla us\u0142ug finansowych pomagamy w osi\u0105gni\u0119ciu wysokiego tempa dzia\u0142a\u0144 marketingowych i zwi\u0119kszeniu ich wydajno\u015bci poprzez budowanie adaptacyjnych i zwinnych modeli operacyjnych, wykorzystywanie spostrze\u017ce\u0144 opartych na danych oraz tworzenie odpornej, skalowalnej platformy technologicznej.<\/p><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"content-more\"><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-howwedoit expanders\"><div class=\"box card-regulated-agreements card-howwedoit\"><div class=\"expander-box filter-box tag-active \"><div class=\"expander-title\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-expanded=\"false\"><h4>Modernizacja Digital Core<\/h4><\/div><div class=\"expander-subtitle\"><h5>Fintechy, neobanki i banki konkurencyjne utrudniaj\u0105 tradycyjnym bankom nad\u0105\u017canie za rosn\u0105cymi oczekiwaniami klient\u00f3w w zakresie hiper-spersonalizowanych i p\u0142ynnych us\u0142ug.<\/h5><\/div><div class=\"expander-content\"><p>Nasze rozwi\u0105zania dla bankowo\u015bci zapewniaj\u0105 \u015bci\u015ble zintegrowane, omnichannelowe do\u015bwiadczenia, kt\u00f3rych oczekuj\u0105 klienci, a tak\u017ce u\u017cyteczne informacje biznesowe, kt\u00f3rych potrzebuj\u0105 banki.<br><br>Oferujemy nowoczesne rozwi\u0105zania projektowe i wdro\u017ceniowe, kt\u00f3re optymalizuj\u0105 do\u015bwiadczenia klient\u00f3w, zmniejszaj\u0105 koszty operacyjne i podnosz\u0105 jako\u015b\u0107 us\u0142ug, jednocze\u015bnie skuteczniej zarz\u0105dzaj\u0105c ryzykiem i zgodno\u015bci\u0105 z przepisami.<br><br>W rezultacie banki mog\u0105 obni\u017cy\u0107 ca\u0142kowity koszt posiadania, zwi\u0119kszy\u0107 wydajno\u015b\u0107 i elastyczno\u015b\u0107 operacyjn\u0105 oraz wprowadzi\u0107 platform\u0119 IT, kt\u00f3ra b\u0119dzie trwa\u0142a w przysz\u0142o\u015bci.<\/p><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"content-more\"><a class=\"more2\" aria-label=\"Core Banking link\" href=\"https:\/\/www.capgemini.com\/solutions\/core-banking\" target=\"\" title=\"Otwiera si\u0119 w nowym oknie\" rel=\"noopener noreferrer\">Core Banking<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-howwedoit expanders\"><div class=\"box card-regulated-agreements card-howwedoit\"><div class=\"expander-box filter-box tag-active \"><div class=\"expander-title\" tabindex=\"0\" role=\"button\" aria-pressed=\"false\" aria-expanded=\"false\"><h4>Cyfrowa platforma finansowania kapita\u0142u obrotowego<\/h4><\/div><div class=\"expander-subtitle\"><h5>Cyfryzacja ca\u0142ego \u0142a\u0144cucha warto\u015bci finansowania handlu &#8211; w tym handlu tradycyjnego (po\u017cyczki, akredytywy, inkasa i gwarancje) oraz handlu strukturyzowanego (finansowanie nale\u017cno\u015bci i zobowi\u0105za\u0144).<\/h5><\/div><div class=\"expander-content\"><p>Dzi\u0119ki naszej us\u0142udze trade-as-a-service, zasilanej przez Finastra i dostarczanej na Microsoft Azure, mo\u017cesz szybko wprowadza\u0107 innowacje, obni\u017ca\u0107 ca\u0142kowity koszt posiadania i minimalizowa\u0107 ryzyko.<br><br><strong>Kompleksowe us\u0142ugi ÎÚÑ»´«Ã½ w zakresie finansowania kapita\u0142u obrotowego pomog\u0105 Ci:<\/strong><br>\u2022 Zaanga\u017cowa\u0107 klient\u00f3w korporacyjnych za pomoc\u0105 spersonalizowanych do\u015bwiadcze\u0144<br>\u2022 Wyeliminowa\u0107, zautomatyzowa\u0107 i zoptymalizowa\u0107 procesy biznesowe<br>\u2022 P\u0142ynnie przej\u015b\u0107 od proces\u00f3w r\u0119cznych do inteligentnego przetwarzania bezdotykowego<br>\u2022 Wykorzysta\u0107 spostrze\u017cenia oparte na danych dzi\u0119ki uczeniu maszynowemu i sztucznej inteligencji<br>\u2022 Zmniejszy\u0107 TCO dzi\u0119ki wykorzystaniu us\u0142ug zarz\u0105dzanych.<\/p><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"content-more\"><a class=\"more2\" aria-label=\"Visit Finastra link\" href=\"http:\/\/www.finastra.com\/\" target=\"_blank\" title=\"Otwiera si\u0119 w nowym oknie\" rel=\"noopener noreferrer\">Visit Finastra<\/a><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para-video section section--info-2cols section--insights section-video\"><div class=\"bg-color video-align-left\"><div class=\"container\"><div class=\"row video-align-right\"><div class=\"col-md-12\"><div class=\"video-align-right row box box--4 box--mini\"><div class=\"col-md-1\"><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><div class=\"video-wrapper\"><iframe title=\"video-section\" src=\"https:\/\/www.youtube.com\/embed\/QobXCf3OmbE\" frameborder=\"0\" rel=\"0\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div><\/div><\/div><div class=\"col-md-3\"><h3 class=\"Video-title\" data-maxlength=\"34\">Assemble the bank you want<\/h3><div class=\"video-info\"><p data-maxlength=\"68\">Grow and evolve with the changing market.<\/p><\/div><\/div><div class=\"col-md-1\"><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-wrapper-partners undefined section section--partners-small section--partners-core\"><div class=\"container\"><div class=\"content-title\"><h2 class=\"partner-heading\">Partnerzy<\/h2><\/div><div class=\"row\">\n<div class=\"col-6 col-md-4 \">\n    <a href=\"https:\/\/www.capgemini.com\/pl-pl\/o-nas\/partnerzy-technologiczni\/adobe\/\" class=\"partner-box-title\" aria-label=\"Achieve hyper-personalized customer experience using the power of data.\">\n        <div class=\"partner-box\">\n                                            <div class=\"partner-box-bottom\">\n                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/07\/adobe.png?w=350&#038;quality=70\" alt=\"\" class=\"partner-box-logo\">\n                <\/div>\n                    <\/div>\n    <\/a>\n<\/div>\n\n\n\n\n<div class=\"col-6 col-md-4 \">\n    <a href=\"https:\/\/www.capgemini.com\/pl-pl\/o-nas\/partnerzy-technologiczni\/aws\/\" class=\"partner-box-title\" aria-label=\"Unlock sustainable growth and competitive advantage through scalable, cloud-powered innovation.\">\n        <div class=\"partner-box\">\n                                            <div class=\"partner-box-bottom\">\n                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/07\/aws.png?w=350&#038;quality=70\" alt=\"\" class=\"partner-box-logo\">\n                <\/div>\n                    <\/div>\n    <\/a>\n<\/div>\n\n\n\n\n<div class=\"col-6 col-md-4 \">\n    <a href=\"https:\/\/www.capgemini.com\/pl-pl\/o-nas\/partnerzy-technologiczni\/google-cloud\/\" class=\"partner-box-title\" aria-label=\"Unleash what&#039;s possible. Innovate for growth and re-invent your business models.\">\n        <div class=\"partner-box\">\n                                            <div class=\"partner-box-bottom\">\n                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/lockup_GoogleCloud_FullColor_rgb_544x96px.png?w=350&#038;quality=70\" alt=\"\" class=\"partner-box-logo\">\n                <\/div>\n                    <\/div>\n    <\/a>\n<\/div>\n\n\n\n\n<div class=\"col-6 col-md-4 \">\n    <a href=\"https:\/\/www.capgemini.com\/pl-pl\/o-nas\/partnerzy-technologiczni\/microsoft\/\" class=\"partner-box-title\" aria-label=\"Working together to help companies boost business value with cloud-powered solutions.\">\n        <div class=\"partner-box\">\n                                            <div class=\"partner-box-bottom\">\n                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/07\/microsoft.png?w=350&#038;quality=70\" alt=\"\" class=\"partner-box-logo\">\n                <\/div>\n                    <\/div>\n    <\/a>\n<\/div>\n\n\n\n\n<div class=\"col-6 col-md-4 \">\n    <a href=\"https:\/\/www.capgemini.com\/pl-pl\/o-nas\/partnerzy-technologiczni\/salesforce\/\" class=\"partner-box-title\" aria-label=\"Helping brands deliver personalized, engaging, relevant and memorable customer experiences.\">\n        <div class=\"partner-box\">\n                                            <div class=\"partner-box-bottom\">\n                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/07\/salesforce.png?w=350&#038;quality=70\" alt=\"\" class=\"partner-box-logo\">\n                <\/div>\n                    <\/div>\n    <\/a>\n<\/div>\n\n\n\n\n<div class=\"col-6 col-md-4 \">\n    <a href=\"https:\/\/www.capgemini.com\/pl-pl\/o-nas\/partnerzy-technologiczni\/temenos\/\" class=\"partner-box-title\" aria-label=\"Helping banks become digital-first enterprises across the entire banking value chain.\">\n        <div class=\"partner-box\">\n                                            <div class=\"partner-box-bottom\">\n                    <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2024\/07\/temenos.png?w=350&#038;quality=70\" alt=\"\" class=\"partner-box-logo\">\n                <\/div>\n                    <\/div>\n    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This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bankowo\u015b\u0107 detaliczna i komercyjna | ÎÚÑ»´«Ã½ Polska<\/title>\n<meta name=\"description\" content=\"Dzi\u0119ki nam Tw\u00f3j bank mo\u017ce sta\u0107 si\u0119 globalnym graczem.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capgemini.com\/pl-pl\/branze\/bankowosc-i-rynki-kapitalowe\/bankowosc-detaliczna-i-komercyjna\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bankowo\u015b\u0107 detaliczna i komercyjna\" \/>\n<meta property=\"og:description\" content=\"Dzi\u0119ki nam Tw\u00f3j bank mo\u017ce sta\u0107 si\u0119 globalnym graczem.\" \/>\n<meta property=\"og:url\" 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