{"id":677942,"date":"2022-04-13T11:58:02","date_gmt":"2022-04-13T11:58:02","guid":{"rendered":"https:\/\/www.capgemini.com\/dk-en\/?page_id=677942"},"modified":"2025-03-18T16:49:31","modified_gmt":"2025-03-18T16:49:31","slug":"risk-regulatory-compliance-powered-by-data","status":"publish","type":"page","link":"https:\/\/www.capgemini.com\/dk-en\/solutions\/risk-regulatory-compliance-powered-by-data\/","title":{"rendered":"Risk &amp; Regulatory Compliance powered by data"},"content":{"rendered":"\n<div class=\"wp-block-cg-blocks-hero-picture-card undefined  heroPictureCard is-style-blue-theme-2\"><div class=\"heroPictureCardBgs\"><picture><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg\" class=\"desktopImage\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"eager\"\/><\/picture><picture><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=2880&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=1440&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=1024&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=768&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/analysis-stock-market-data-on-digital-screen-2021-08-29-07-39-37-utc.jpg\" class=\"mobileImage\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-8 col-lg-6\"><div class=\"heroPictureCardBox\"><div class=\"heroPictureCardBoxTitle\"><h1 data-maxlength=\"144\">Risk &amp; Regulatory Compliance<\/h1><\/div><\/div><\/div><\/div><\/div><div class=\"small-device\"><div class=\"brandLogoWrapper\"><img decoding=\"async\" loading=\"lazy\" src=\"\/wp-content\/themes\/capgemini2020\/assets\/images\/capgemini-invent.svg\" alt=\"capgemini-invent\"\/><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para undefined section section--intro\"><div class=\"intro-para\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/dk-en\/solutions\/risk-regulatory-compliance-powered-by-data\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.capgemini.com\/dk-en\/solutions\/risk-regulatory-compliance-powered-by-data\/\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"opens in a new window\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><h2 class=\"intro-para-title\">By realizing the full potential of data, banks and insurers can increase their competitiveness, while reducing risks and cutting costs by 5-15% in their Finance, Risk and Compliance (FRC) functions.<\/h2><p class=\"intro-para-content\"><br>In a world of increased transparency and a need for data protection, FRC functions must move fast to stay compliant and competitive at minimum cost and risk. At the same time, they are core to enabling the wider organization to compete through digital innovation.<br><br>The solution for solving these conflicting pressures lies in building or extending data foundries to create a new management framework \u2014 one that helps the entire organization to become increasingly service-centric and brings extra efficiency to its processes, while conforming to FRC regulations.<\/p><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-intro-para-video section section--info-2cols section--insights section-video is-style-default\"><div class=\"bg-color video-align-right\"><div class=\"container\"><div class=\"row video-align-left\"><div class=\"col-md-12\"><div class=\"video-align-left row box box--4 box--mini\"><div class=\"col-md-3\"><h3 class=\"Video-title\" data-maxlength=\"34\">FRC powered by data<\/h3><div class=\"video-info\"><p data-maxlength=\"68\">Transform your FRC function with data<\/p><\/div><\/div><div class=\"col-md-8 box-img-wrapper\"><div class=\"video-box\"><div class=\"video-wrapper\"><iframe title=\"video-section\" src=\"https:\/\/www.youtube.com\/embed\/YsGe4G0oFtI\" frameborder=\"0\" rel=\"0\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/div><\/div><\/div><div class=\"col-md-1\"><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n<p>We will work with you to build an end-to-end data-centric operating model for FRC. How? By combining our finance and data science expertise with digital capabilities, enabling you to prototype and successfully implement solutions. We review and redesign your credit risk processes, improve compliance, and reduce costs by leveraging AI, advanced analytics and data management best practices. We also help your FRC department to respond to the growing volume of regulations around environmental, social and governance issues (ESG) to position it as core in the transition to a sustainable economy.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Your FRC department will be on the way to helping the business compete through digital innovation, while leveraging the power of data to become more efficient and effective in servicing the organization.<\/p>\n<\/blockquote>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transform-finance-risk-and-compliance\">Transform Finance, Risk, and Compliance<\/h3>\n\n\n\n<p>Off-the-shelf solutions won\u2019t do here. That\u2019s because every bank or insurer\u2019s FRC department, and indeed every function within FRC, needs its own tailored solutions.<\/p>\n\n\n\n<p>With Risk &amp; Regulatory Compliance powered by Data from ÎÚÑ»´«Ã½ Invent, you will streamline implementation of the solutions you need to transform your FRC function. With proven approaches for specific FRC areas, including credit risk, operational risk, compliance, finance, the data platform, and sustainability, we get your transformation underway fast. That\u2019s because we complete a lot of the work before the engagement starts and have developed a range of use cases and working prototypes for each area.<\/p>\n\n\n\n<p>Our prototypes act as catalysts for your creativity, enabling you to quickly see what\u2019s possible, and what has worked elsewhere.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\" id=\"quoteWrapper\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-11 col-lg-10 offset-md-1 offset-lg-1\"><div class=\"article-text article-quote-text\">\n\n<h3 class=\"wp-block-heading\">Our approach<\/h3>\n\n\n<h4 class=\"wp-block-heading\">Data Foundation<\/h4>\n\n\n<p>While artificial intelligence (AI) and analytics are changing the data game, you first need a strong data foundation to truly become data driven. This means the right infrastructure, governance, operations, and culture, enabling you to generate relevant, trusted and quality insights. Using proven frameworks and methodologies, as well as AI and analytics, we help our clients transform their entire data journey. We define data strategy, implement governance best practices, and execute data management programs, from standalone projects to enterprise-wide operations.<\/p>\n\n\n<h4 class=\"wp-block-heading\">Compliance powered by data<\/h4>\n\n\n<p>When it comes to compliance, there is no room for \u2018if\u2019 only for \u2018how\u2019. The compliance function must control the governance of new opportunities and risks associated with digitized value creation in the company, while undergoing digital change itself. ÎÚÑ»´«Ã½ Invent uses modern technologies, such as RPA and AI, to help FRC functions increase their risk coverage in this landscape and significantly reduce long-term costs.<\/p>\n\n\n<h4 class=\"wp-block-heading\">Finance powered by data<\/h4>\n\n\n<p>Nowadays, the finance function must act as a strategic business partner and is essential for driving sustainable development and innovation. It also plays a pivotal role in the management decision-making process. That\u2019s not all. The business environment has become more dynamic, so successful enterprises must answer increasingly complex questions. To keep up with these new challenges, we deliver the cutting-edge solutions needed to enable the finance function to provide reliable financial data, fulfill regulatory obligations, and run processes efficiently to transform and future-proof the financial architecture of the organization.<\/p>\n\n\n<h4 class=\"wp-block-heading\">Operational Risk powered by data<\/h4>\n\n\n<p>New technological developments and increased threat of cybercrime and the need for advanced data security are changing the risk landscape. ÎÚÑ»´«Ã½ Invent\u2019s proven data science use cases leverage the full potential of non-financial risk data to help you tackle operational risk. We use advanced analytics ad AI to gain operational efficiency, reduce risk costs, and evolve the operational risk department from being reactive to a function that proactively adds value to the business (Risk-as-a-Service).<\/p>\n\n\n<h4 class=\"wp-block-heading\">Sustainability powered by data<\/h4>\n\n\n<p>With increasing pressure from regulators, investors and end-customers, organizations must place sustainability at the heart of their operations. This means viewing non-financial performance as legitimate as financial performance. We adopt a comprehensive and data-centered approach to empower organizations in leveraging data technologies to measure, report and monitor environmental, social and governance (ESG) performance, efforts, and risks.<\/p>\n\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-learn-more learnMoreBlock updated-new-sample-amal section section--stories section--paths-opportunities is-style-blue-theme\"><div class=\"container\"><div class=\"content-title\"><h2 class=\"learnmore-heading\">ÎÚÑ»´«Ã½<\/h2><\/div><div class=\"row\"><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"https:\/\/www.capgemini.com\/dk-en\/insights\/research-library\/how-financial-institutions-are-enabling-sustainable-transformation\/\" target=\"\" aria-label=\"Sustainability in financial services\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2021\/05\/ÎÚÑ»´«Ã½_Expert-Perspectives_Is-pure-clean-power-a-fantasy.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2021\/05\/ÎÚÑ»´«Ã½_Expert-Perspectives_Is-pure-clean-power-a-fantasy.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2021\/05\/ÎÚÑ»´«Ã½_Expert-Perspectives_Is-pure-clean-power-a-fantasy.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h3 class=\"titleWithoutLink_learnMore\">Sustainability in financial services<\/h3><\/a><\/div><\/div><div class=\"box-inner\"><p class=\"box-desc\">How financial institutions are well positioned to be key players in the global sustainability agenda.<\/p><\/div><\/div><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"https:\/\/www.capgemini.com\/dk-en\/insights\/expert-perspectives\/the-next-generation-of-trust\/\" target=\"\" aria-label=\"The next generation of trust\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/pexels-ivan-samkov-7621138-1-e1649325324243.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/pexels-ivan-samkov-7621138-1-e1649325324243.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2022\/04\/pexels-ivan-samkov-7621138-1-e1649325324243.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h3 class=\"titleWithoutLink_learnMore\">The next generation of trust<\/h3><\/a><\/div><\/div><div class=\"box-inner\"><p class=\"box-desc\">Legacy credit-risk systems are eroding customers\u2019 faith in banks. Here\u2019s how to reverse the trend, and build trust with every interaction.<\/p><\/div><\/div><div class=\"col-md-4\"><div class=\"box\"><div class=\"box-wrapper\"><a class=\"box-title\" href=\"https:\/\/www.capgemini.com\/dk-en\/insights\/expert-perspectives\/the-new-horizon-for-anti-money-laundering-solutions\/\" target=\"\" aria-label=\"The new horizon for anti-money laundering solutions\" rel=\"noopener noreferrer\"><div class=\"box-img-wrapper\"><img decoding=\"async\" src=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2021\/12\/pexels-manuel-geissinger-325229-1.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2021\/12\/pexels-manuel-geissinger-325229-1.jpg?w=500&amp;quality=70 1x, https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/2021\/12\/pexels-manuel-geissinger-325229-1.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><h3 class=\"titleWithoutLink_learnMore\">The new horizon for anti-money laundering solutions<\/h3><\/a><\/div><\/div><div class=\"box-inner\"><p class=\"box-desc\">Data and AI solutions to boost anti-money laundering and efficiency are out there. So why are financial institutions still spending billions?<\/p><\/div><\/div><\/div><\/div><\/section>\n\n\n\n<section class=\"wp-block-cg-blocks-wrapper-people-slider section section--expert-slider wrapper-people-slider undefined\"><div class=\"container\"><div class=\"content-title\"><h2 data-maxlength=\"34\" class=\"people-heading-title\">Meet our experts<\/h2><\/div><\/div><div class=\"slider slider-boxed\"><div class=\"container\"><div class=\"slider-window\"><div class=\"slider-list\">\t\t<div class=\"slide\">\n\t\t\t<div class=\"box\">\n\t\t\t\t<div class=\"row\">\n\t\t\t\t\t<div class=\"col-md-6 col-lg-4 box-img-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.capgemini.com\/dk-en\/wp-content\/uploads\/sites\/7\/2021\/05\/Aurelien-G-ConvertImage-e1602562183413-1.jpg\" alt=\"Aurelien Grand\"\/>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col-md-6 col-lg-8 box-inner\">\n\t\t\t\t\t\t<div class=\"row title-social-media-header\">\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 mbl-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" href=\"https:\/\/www.linkedin.com\/in\/aurelien-grand-577a0810\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 box-container\">\n\t\t\t\t\t\t\t\t<div class=\"box-title\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"people-profile-title\">Aurelien Grand<\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Head of Operations, ÎÚÑ»´«Ã½ Invent France<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-md-12 col-lg-6 social-box-container dkt-social-icon\">\n\t\t\t\t\t\t\t\t<ul class=\"social-nav\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a aria-label=\"Linkedin\" target=\"_blank\" href=\"https:\/\/www.linkedin.com\/in\/aurelien-grand-577a0810\/\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div><\/div><\/div><div class=\"slider-nav\"><button class=\"slider-prev inactive\" aria-label=\"Slider-previous\" tabindex=\"-1\"><\/button><ul class=\"slider-paginator\"><\/ul><button class=\"slider-next\" aria-label=\"Slider-next\"><\/button><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":55,"featured_media":677945,"parent":607284,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"cg_dt_proposed_to":[8,18,5,30,10,14,17,7,26,6,28,23,29,20,24],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":false,"cg_dt_link_disabled":true,"_yoast_wpseo_primary_brand":"36","footnotes":"","featured_focal_points":"","partner_card_description":"","gsap_animation":0},"brand":[36],"partner_type":[],"service":[],"industry":[],"partners":[],"page-type":[167],"content-group":[],"class_list":["post-677942","page","type-page","status-publish","has-post-thumbnail","hentry","brand-capgemini-invent","page-type-solutions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v22.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Risk &amp; 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