{"id":511054,"date":"2023-05-11T07:44:16","date_gmt":"2023-05-11T05:44:16","guid":{"rendered":"https:\/\/www.capgemini.com\/?post_type=research-and-insight&#038;p=890898"},"modified":"2025-03-29T18:44:25","modified_gmt":"2025-03-29T18:44:25","slug":"tecnovision-2023-servicios-financieros","status":"publish","type":"research-and-insight","link":"https:\/\/www.capgemini.com\/co-es\/insights\/biblioteca-de-investigacion\/tecnovision-2023-servicios-financieros\/","title":{"rendered":"TecnoVisi\u00f3n 2023: servicios financieros"},"content":{"rendered":"\n<header class=\"wp-block-cg-blocks-hero-reusable header heroReusable  \"><div class=\"header-bgs\"><picture><source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=2880&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 1500px)\"\/><source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=1440&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=2880&amp;quality=70 2x\" media=\"(min-width: 992px)\"\/><source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=1024&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=1024&amp;quality=70 2x\" media=\"(min-width: 768px)\"\/><source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=768&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=768&amp;quality=70 2x\" media=\"(min-width: 0)\"\/><img decoding=\"async\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg\" class=\"header-img header-img-d\" alt=\"\" style=\"object-fit:cover;object-position:31% 82%\" loading=\"eager\"\/><\/picture><\/div><div class=\"heroPictureCardHeaderShape\"><\/div><div class=\"container\"><div class=\"row\"><div class=\"col-md-12\"><div class=\"box\"><div class=\"boxTagWrapper\"><div class=\"tagInfo\"><div><span class=\"box-tag\">Innovation<\/span><\/div><\/div><\/div><div class=\"box-title\"><h1 data-maxlength=\"34\">TecnoVisi\u00f3n 2023: servicios financieros<\/h1><\/div><div class=\"inner-row-insight download-btn\"><div class=\"col-md-4 downloadFiles addPadding\"><a class=\"button-download--small\" type=\"download\" href=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/05\/TechnoVision-2023-Financial-Services.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"abrir en una nueva ventana\"><span>Descarga nuestro informe<\/span><span class=\"type\">8 MB  pdf<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/header>\n\n\n\n<section class=\"wp-block-cg-blocks-group undefined section section--article-content\"><div class=\"article-main-content\"><div class=\"container\"><div class=\"row\"><div class=\"col-12 col-md-1\"><nav class=\"article-social\"><ul class=\"social-nav\"><li class=\"ip-order-fb\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=835951\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"abrir en una nueva ventana\"><i aria-hidden=\"true\" class=\"icon-fb\"><\/i><span class=\"sr-only\">Facebook<\/span><\/a><\/li><li class=\"ip-order-tw\"><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=835951&amp;text=World%20Payments%20Report%202022\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"abrir en una nueva ventana\"><i aria-hidden=\"true\" class=\"icon-tw\"><\/i><span class=\"sr-only\">Twitter<\/span><\/a><\/li><li class=\"ip-order-li\"><a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/www.capgemini.com\/?post_type=research-and-insight&amp;p=835951&amp;text=World%20Payments%20Report%202022\" target=\"_blank\" rel=\"noopener noreferrer\" title=\"abrir en una nueva ventana\"><i aria-hidden=\"true\" class=\"icon-li\"><\/i><span class=\"sr-only\">Linkedin<\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"col-12 col-md-11 col-lg-10\"><div class=\"article-text article-quote-text\">\n<h3 class=\"wp-block-heading\" id=\"h-la-tecnologia-es-y-seguira-siendo-una-parte-integral-de-la-ecuacion-comercial-lo-que-implica-que-cada-negocio-es-un-negocio-de-tecnologia-si-bien-las-opciones-tecnologicas-son-abundantes-aplicarlas-requiere-recursos-humanos-y-naturales-que-son-cada-vez-mas-escasos-en-la-actualidad\">La tecnolog\u00eda es y seguir\u00e1 siendo una parte integral de la ecuaci\u00f3n comercial, lo que implica que cada negocio es un negocio de tecnolog\u00eda. Si bien las opciones tecnol\u00f3gicas son abundantes, aplicarlas requiere recursos humanos y naturales que son cada vez m\u00e1s escasos en la actualidad.<\/h3>\n\n\n\n<p><em>TechnoVision 2023: Financial Services<\/em> es nuestro quinto libro de jugadas anual, que explora los desaf\u00edos y oportunidades de negocios tecnol\u00f3gicos para la industria actual. Ve c\u00f3mo puedes equilibrar la digitalizaci\u00f3n con la evoluci\u00f3n de los riesgos y la sostenibilidad, al mismo tiempo que das forma al futuro de los mercados regulados. Obt\u00e9n informaci\u00f3n sobre nuevas palancas para la eficiencia operativa, c\u00f3mo hacer la transici\u00f3n a procesos nativos de IA y m\u00e1s.<\/p>\n\n\n\n<p>Te brindamos una perspectiva detallada al ofrecerte 37 tendencias comerciales de tecnolog\u00eda aplicables a la industria y m\u00e1s de 70 ejemplos del mundo real en banca y seguros para ayudarte a guiar en tu estrategia para el futuro.<\/p>\n\n\n\n<p>Este informe proporciona un marco hol\u00edstico y probado en el tiempo para que los l\u00edderes empresariales y los profesionales de la tecnolog\u00eda exploren c\u00f3mo se puede aprovechar la tecnolog\u00eda para lograr un impacto transformador y positivo en sus organizaciones y la sociedad.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/05\/TechnoVision-2023-Financial-Services.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Descargar ahora<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:2px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/section>\n\n\n<section class=\"section latestStoriesBlock \"><div class=\"container\"><div class=\"contentTitle\"><h2 class=\"story-heading\">M\u00e1s informaci\u00f3n de TechnoVision<\/h2><\/div><div class=\"bleedImageWrapper row \"><div class=\"col-md-4 storyBox\">\n\t\t\t\t\t<div class=\"storyInfo FirstStoryTextInFourStories\">\n\t\t\t\t\t\t<span class=\"storyTag\">Innovaci\u00f3n<\/span>\n\t\t\t\t\t\t<a class=\"storyTitle\" href=\"https:\/\/technovision.capgemini.com\/right-the-technology\/\" aria-label=\"Technovision 2023\" http:\/\/target=_blank><h3 class=\"story-subtitle\">Technovision 2023<\/h3><\/a>\n\t\t\t\t\t\t<p>Alinea la tecnolog\u00eda, escribe el futuro.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div class=\"col-md-8 storyBox\">\n\t\t\t\t<div class=\"imageWrapper imgWrapperFourStories escaper escaper-right\">\n\t\t\t\t\t<a href=\"https:\/\/technovision.capgemini.com\/right-the-technology\/\" aria-label=\"Technovision 2023\" http:\/\/target=_blank tabindex=\"-1\">\n\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg?w=1024&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg?w=1024&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg?w=500&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"box-img\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-promo2.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\">\n\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div><div class=\"row\"><div class=\"col-md-4 col-right\">\n\t\t\t\t\t\t<div class=\"storyBox\">\n\t\t\t\t\t\t\t<div class=\"imageWrapper\">\n\t\t\t\t\t\t\t\t<a href=\"\/co-es\/insights\/biblioteca-de-investigacion\/technovision-2023-aplicacion-de-technovision\/\" aria-label=\"TechnoVision 2023: Aplicaci\u00f3n de TechnoVision\"  tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TV-2023-dotcom-Applying-TechnoVision-2880X1800px.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\" \/>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"storyInfo\">\n\t\t\t\t\t\t\t\t<span class=\"storyTag\">Innovaci\u00f3n<\/span>\n\t\t\t\t\t\t\t\t<a class=\"storyTitle\" href=\"\/co-es\/insights\/biblioteca-de-investigacion\/technovision-2023-aplicacion-de-technovision\/\"  aria-label=\"TechnoVision 2023: Aplicaci\u00f3n de TechnoVision\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"story-subtitle\">TechnoVision 2023: Aplicaci\u00f3n de TechnoVision<\/h3>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div><div class=\"col-md-4 col-right\">\n\t\t\t\t\t\t<div class=\"storyBox\">\n\t\t\t\t\t\t\t<div class=\"imageWrapper\">\n\t\t\t\t\t\t\t\t<a href=\"\/co-es\/insights\/biblioteca-de-investigacion\/technovision-2023-tendencias-para-los-profesionales-de-tecnologia-y-cios\/\" aria-label=\"TechnoVision 2023: Tendencias para CIO y profesionales de la tecnolog\u00eda\"  tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/TechnoVision2023-FS-Technology-Trends.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\" \/>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"storyInfo\">\n\t\t\t\t\t\t\t\t<span class=\"storyTag\">Innovation<\/span>\n\t\t\t\t\t\t\t\t<a class=\"storyTitle\" href=\"\/co-es\/insights\/biblioteca-de-investigacion\/technovision-2023-tendencias-para-los-profesionales-de-tecnologia-y-cios\/\"  aria-label=\"TechnoVision 2023: Tendencias para CIO y profesionales de la tecnolog\u00eda\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"story-subtitle\">TechnoVision 2023: Tendencias para CIO y profesionales de la tecnolog\u00eda<\/h3>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div><div class=\"col-md-4 col-right\">\n\t\t\t\t\t\t<div class=\"storyBox\">\n\t\t\t\t\t\t\t<div class=\"imageWrapper\">\n\t\t\t\t\t\t\t\t<a href=\"\/co-es\/insights\/biblioteca-de-investigacion\/technovision-2023-tendencias-para-tomadores-de-decisiones-empresariales\/\" aria-label=\"TechnoVision 2023: Tendencias para los tomadores de decisiones empresariales\"  tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<picture>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 992px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 768px)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<source srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg?w=300&#038;quality=70\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tmedia=\"(min-width: 0)\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/01\/TechnoVision2023-CXO-2.jpg\" alt=\"\" style=\"object-position: 0% 0%; object-fit: cover;\" \/>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"storyInfo\">\n\t\t\t\t\t\t\t\t<span class=\"storyTag\">Innovation<\/span>\n\t\t\t\t\t\t\t\t<a class=\"storyTitle\" href=\"\/co-es\/insights\/biblioteca-de-investigacion\/technovision-2023-tendencias-para-tomadores-de-decisiones-empresariales\/\"  aria-label=\"TechnoVision 2023: Tendencias para los tomadores de decisiones empresariales\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"story-subtitle\">TechnoVision 2023: Tendencias para los tomadores de decisiones empresariales<\/h3>\n\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<p><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div><\/div><\/section>\n\n\n<section class=\"wp-block-cg-blocks-wrapper-card-related-capabilities undefined card-related-capability\"><div class=\"cardelatedBgShape\"><\/div><div class=\"container\"><div class=\"contentTitle\"><h2 data-maxlength=\"34\" class=\"capabilities-heading\">M\u00e1s de ÎÚÑ»´«Ã½<\/h2><\/div><div class=\"row\">\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/prod.ucwe.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2023\/05\/ÎÚÑ»´«Ã½_Industries_Capital-Markets.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/prod.ucwe.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2023\/05\/ÎÚÑ»´«Ã½_Industries_Capital-Markets.jpg?w=500&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/mx-es\/wp-content\/uploads\/sites\/28\/2023\/05\/ÎÚÑ»´«Ã½_Industries_Capital-Markets.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Banca y mercado de capita\" href=\"\/co-es\/sectores\/banca-y-mercados-de-capital\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Banca y mercado de capita<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2021\/08\/ÎÚÑ»´«Ã½_Industries-Insurance-e1649147468324.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2021\/08\/ÎÚÑ»´«Ã½_Industries-Insurance-e1649147468324.jpg?w=500&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2021\/08\/ÎÚÑ»´«Ã½_Industries-Insurance-e1649147468324.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Seguro\" href=\"\/co-es\/sectores\/seguros\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Seguro<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Investment-Banking_2.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Investment-Banking_2.jpg?w=500&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2021\/12\/ÎÚÑ»´«Ã½_Industries_Capital-Markets_Investment-Banking_2.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Futuros descentralizados\" href=\"\/co-es\/solutions\/futuros-descentralizados\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Futuros descentralizados<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/central-bank-digital-currency-growth.jpg?w=500&amp;quality=70\" srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/central-bank-digital-currency-growth.jpg?w=500&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2023\/04\/central-bank-digital-currency-growth.jpg?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Construyendo moneda digital del banco cent\" href=\"\/insights\/research-library\/building-central-bank-digital-currency\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Construyendo moneda digital del banco cent<\/h4><\/a><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-cg-blocks-card-related-capabilities col-md-4 gridbox card-block\"><div class=\"box box--1 capblock\"><div class=\"box-img-wrapper\"><div class=\"img-ratio\"><img decoding=\"async\" src=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2022\/08\/ÎÚÑ»´«Ã½_Services_Sustainability.webp?w=500&amp;quality=70\" srcset=\"https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2022\/08\/ÎÚÑ»´«Ã½_Services_Sustainability.webp?w=500&amp;quality=70 1x, https:\/\/prod.ucwe.capgemini.com\/wp-content\/uploads\/2022\/08\/ÎÚÑ»´«Ã½_Services_Sustainability.webp?w=1000&amp;quality=70 2x\" class=\"box-img\" alt=\"\" style=\"object-fit:cover;object-position:50% 50%\" loading=\"lazy\"\/><\/div><\/div><div class=\"box-inner\"><a class=\"box-title\" aria-label=\"Sostenibilidad\" href=\"\/co-es\/servicios\/sostenibilidad\/\" target=\"\" rel=\"noopener noreferrer\"><h4>Sostenibilidad<\/h4><\/a><\/div><\/div><\/div>\n<\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Technology is and will remain an integral part of the business equation, implying that every business is a technology business. While technology choices are plentiful, applying them requires human and natural resources that are increasingly scarce today.<\/p>\n","protected":false},"author":439,"featured_media":511055,"template":"","meta":{"cg_dt_proposed_to":[],"cg_seo_hreflang_relations":"[]","cg_seo_canonical_relation":"","cg_seo_hreflang_x_default_relation":"{\"uuid\":\"69b86462-9289-44ba-8fcf-5c86a5fd6760\",\"blogId\":\"\",\"domain\":\"\",\"sitePath\":\"\",\"postLink\":\"\",\"postId\":null,\"isSaved\":true,\"isCrossLink\":false,\"hasCrossLink\":false}","cg_dt_approved_content":true,"cg_dt_mandatory_content":false,"cg_dt_notes":"","cg_dg_source_changed":true,"cg_dt_link_disabled":false,"footnotes":"","related_resource_url":"","related_resource_id":0,"related_resource_size":"","related_resource_type":"","cg_author":0,"_yoast_wpseo_primary_theme":69,"primary_term":"Innovation","featured_focal_points":""},"tags":[],"research-and-insight-type":[230],"theme":[67,231,69],"brand":[],"service":[162,106],"industry":[171,118],"partners":[],"content-group":[],"class_list":["post-511054","research-and-insight","type-research-and-insight","status-publish","has-post-thumbnail","hentry","research-and-insight-type-report","theme-data-and-ai","theme-innovation","theme-sustainability","service-data-ai","service-sustainability","industry-banking-capital-markets","industry-insurance"],"yoast_head":"<!-- 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